Jewelry financing with no credit: This is a useful option if you already know what you want, as you can then apply for online diamond financing if you meet certain specifications, you could even score a 0% interest rate this way. A mini loan in this form could work out cheaper than a credit purchase. Some companies consider more than credit scores when they evaluate your application. But remember that just because you may qualify for something doesn’t make it a good idea. Consider whether you can afford repayments in your budget. Read even more info on buy engagement ring bad credit.
Carat is the unit of measurement for the physical weight of diamonds. One carat equals 0.200 grams or 1/5 gram and is subdivided into 100 points. For comparison, in units more familiar in the United States, one carat equals 0.007 ounce avoirdupois. Which would require over 2,265 carats to equal 1 pound! Carat weight is the most objective of the diamond’s 4Cs. All that is required is a precisely balanced scale capable of measuring extremely small weights. Carat weight is measured using a highly accurate, and calibrated digital scale. Here are some facts about a diamond’s weight and price that are important to understand before purchasing.
What is a GIA diamond ? As mentioned above, a GIA diamond is really shorthand diamond sellers use to describe diamonds that have been graded by GIA. GIA is an independent, nonprofit organization that conducts gem research, educates gem professionals and sets the standards for determining diamond quality. One of GIA’s main functions is the grading of diamonds. You may have already heard or learned about the 4Cs of diamond quality: color, clarity, cut and carat weight. GIA created this standard, along with the scientific procedures for evaluating each “C” and the grading terminology used to describe them. Since a GIA diamond grading report is an unbiased assessment of a stone’s quality characteristics, it lets you compare one GIA-graded diamond to another. This empowers you to compare the quality of loose diamonds, and decide which one is the best value and right for you.
The Belle Cushion Diamond Engagement Ring has a cushion-cut diamond in the center and smaller diamonds on the band. The diamonds have been “clarity treated” to minimize defects. This makes gems shine. The Belle Cushion Diamond Engagement Ring has high-quality diamonds. Beverly Diamonds only uses ethically sourced, high-quality diamonds. This ring’s diamonds are also GIA-certified. Belle Cushion Diamond Engagement Rings are also affordable. This ring is cheap for budget-conscious couples. Beverly Diamonds also provides financing for this ring.
At Beverly Diamonds, we are dedicated to responsible sourcing of products used to manufacture our rings and other kinds of jewelry we carry. Our suppliers and distributors thoroughly and carefully follow strict labor and environmental regulations. Our dedication more importantly is focused on providing the highest quality and excellent service to our clients. With the fluctuating gold and diamond prices, we guarantee to give the most competitive pricing there is.
Whether your preference is for natural Earth mined diamonds or lab created diamonds please take a few moments to shop our exclusive and astounding diamond jewelry collection featuring Bangles and Bracelets, Eternity Bands, Earrings, Pendants and Necklaces, all of which can be configured with both natural or lab grown diamonds, to find a remarkable piece to celebrate yourself, your loved one and the special moments in life that deserve a truly unforgettable gift.
When it comes to choosing white sapphires and moissanites for jewelry, price is an important aspect to consider. White sapphire is a natural gemstone and the price depends on its size, quality, and rarity. Although white sapphire is typically more affordable when compared to moissanite, it can be more than moissanite if it is a very large and rare find. Moissanites are lab-grown gemstones, which makes their prices more stable and reliable. On the other hand, moissanite is usually more expensive because it has more of the qualities that people generally seek in traditional diamonds. However, moissanite remains a cost-friendly alternative to traditional diamonds.
Moissanite is a mineral composed of silicon carbide. Often referred to as the gemstone from the stars, it was discovered in 1893 inside of a meteorite in Canyon Diablo, Arizona, by Nobel Prize-winning chemist Henri Moissan. Initially mistakenly identifying his discovery as diamonds, it wasn’t until 1904 that Moissan determined the crystals were, in fact, silicon carbide. This naturally occurring mineral form of what we now call moissanite was named in honor of Moissan later in his life. In its natural form, moissanite remains very rare. It wasn’t until 1958 that geologists found it outside of meteorites: first, in the Earth’s upper mantle near Wyoming, and then, the following year, as inclusions in rock in Russia.
Store-based financing : Many jewelry stores offer in-store financing for engagement rings. With this choice, you can spread the cost over several months or years, making it more affordable. The interest rates and fees for in-store financing could be higher, though. You may have seen an online advertisement about internet financing on how easy it is to avail in just a few clicks after downloading the app. You can get an engagement ring through online financing with lower interest rates, longer repayment terms, and fewer fees. Nonetheless, you need to conduct your research to select a reliable lender. Know your budget before buying an engagement ring. Also, try to understand that it is your responsibility to pay the amount monthly. So before buying, do your research and calculate interest rates.
Types of Moissanite : Moissanite can be created artificially or naturally. Rare natural moissanite can be found in meteorites. Lab-made moissanite is produced by thermal vapor deposition. Due to its lower cost and ease of mass production, synthetic moissanite is used increasingly frequently in jewelry. Comparison of Moissanite and Diamond – Several factors must be taken into account when contrasting moissanite with diamond. Important differences and resemblances between the two gemstones include: Brilliance and Fire Due of its higher refractive index than diamond, moissanite has greater fire and sparkle. This causes it to sparkle under some lighting. Some people enjoy the softer sheen of diamonds. Read additional info on https://beverlydiamonds.com/pages/financing_available.
The four Cs of a diamond—cut, color, clarity, and carat weight—must also be considered when selecting a cut. The diamond’s cut determines how sparkly and beautiful it will be. Thus, it is crucial. Another essential element is the diamond’s clarity, which affects the diamond’s value and look. Fourth, carat weight is significant since it establishes the diamond’s size. The diamond with the best 4 Cs combination for your budget should be chosen after considering your budget.
For a variety of reasons, people choose moissanite to diamonds. First of all, because moissanite is significantly less expensive than diamonds, those on a restricted budget could wish to choose it. Second, moissanite sparkles and glows more than diamond because to its high refractive index. Also, because moissanite is almost as hard as diamond, it can be used frequently. Why Do We Utilize Moissanite in Jewelry? Despite moissanite’s lower resale value than that of a diamond, the quickest answer is “yes.” This is due to the fact that moissanite is still a relatively new product compared to diamonds, which have a lengthy history and a robust secondary market.
Moissanite rings offer couples a stunning and meaningful alternative to traditional diamond rings. With their exceptional beauty, durability, affordability, and ethical considerations, moissanite rings have become increasingly popular choices for engagements, weddings, and other special occasions. By understanding moissanite’s origins, the 4C’s, and the popular styles and settings for moissanite rings, you can find the perfect ring that celebrates your love and commitment in style. You can also go for a halo setting to add extra sparkle to the ring. Another option is the three-stone setting, which features a center moissanite stone flanked by two smaller diamonds or other gemstones on either side. This design symbolizes the past, present, and future of a relationship, making it a meaningful choice for engagements or milestone anniversaries. Whatever style you choose, your moissanite ring symbolizes love, commitment, and eternity.
We are a family-oriented company that treats everyone as one of its members. Our dedication has led to an increasing number of team members that provide personal support to consumers. We work as a team but most importantly, we see ourselves as one big, happy, and well-functioning family.
Durability and Hardness: Moissanite is an exceptionally hard gemstone, ranking just below diamonds on the Mohs scale. This makes it highly resistant to scratching, chipping, and breaking, ensuring that your ring will withstand the test of time. The durability of moissanite makes it an ideal choice for everyday wear, symbolizing the enduring nature of your commitment. Color Options: While diamonds are typically color-graded, moissanite is known for its colorlessness and lack of overt tones. This means that moissanite appears almost entirely colorless, giving it a pure and timeless aesthetic. Additionally, moissanite is available in various color options for those who desire a unique and personalized touch to their ring.
Uncover why lab-grown diamonds are gaining popularity, offering a blend of affordability, environmental sustainability, and design flexibility. Learn how these gems are becoming the preferred choice for contemporary jewelry buyers. In the ever-evolving world of fashion and sustainability, Gen Z and millennials consumers are increasingly turning their backs on traditionally mined diamonds in favor of lab-grown alternatives. This shift is not just a trend but a reflection of deeper values and practical considerations that resonate with younger generations. The jewelry market has witnessed a remarkable transformation over the past few years, particularly in the realm of lab-grown diamonds. These scientifically crafted gems have not only emerged as a viable alternative to mined diamonds but have also significantly expanded their foothold in the global jewelry market. From holding a modest 1% market share in 2016, lab-grown diamonds have skyrocketed to claim a substantial 20% share by 2024. This growth trajectory is supported by a robust compound annual growth rate (CAGR) of 7.4% from 2017 to 2023, highlighting the rapid pace at which consumers are embracing these sustainable alternatives.